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11 hours ago

Why Orthopedic Surgeons Retiring at 58 Are Using This 401(k) Strategy to Access Money Without the 10% Penalty

Why Orthopedic Surgeons Retiring at 58 Are Using This 401(k) Strategy to Access Money Without the 10% Penalty

An orthopedic surgeon retiring at 58 faces a specific problem: a 19-month gap between their last paycheck and age 59½, when the IRS normally allows penalty-free 401(k) access. The standard answer is to wait, or to set up a rigid SEPP arrangement... Read more.

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